Home Car Accident

Car Accident

Easy Guide to Understanding Accident Claim

Easy Guide to Understanding Accident Claim

What is an Accident Claim?
In the United States, all owners and operators of motor vehicles are required to purchase an insurance policy to provide protection against financial liabilities when a car accident occurs. When an insured individual is involved in an accident, he or she will file an accident claim to recoup damages that occur to the automobile or from personal injury. In short, an accident claim is essentially a report to elucidate on the incident; an accident claim will elaborate on the specifics associated with the car accident, including who was at fault, what type of accident occurred, and what damages were present.
There are a number of steps involved in an accident claim; the process will typically involve the inclusion of the underlying insurance company. Insurance companies are notified when an accident occurs to determine the insurance coverage following an investigation of the accident. Following this process and following the determination of fault, the insurance company will provide a settlement to the damaged party in the form of a monetary payment.

Notification of an Accident Claim:
The notification of a car accident is a fundamental step in the accident claim process. Following a car accident, the underlying insurance company or manager must be contacted as soon as possible to begin the car accident claim process. The immediacy of the notification will help record the details and affirm the accuracy of the report; the notification of a car accident claim must include all time and witnesses present at the time of the accident and the location of the accident.
The delivery of this information is necessary and should be delivered immediately to expedite the healing or repair process following a car accident. Within a car accident claim, the majority of insurance companies and employment representatives will ask comprehensive questions that led to the car accident and caused the individual’s injury.
During the notification process of the accident claim, the amount of insurance coverage will be typically determined. This process simply means that the particular policy is reviewed to see how much and what types of coverage are available. Furthermore, depending on the circumstance and type of accident, the injured party may be able to file an accident claim with the other party’s insurance company.


Investigation Process of an Accident Claim:
The insurance company who receives the accident claim will conduct an investigation into the accident to determine the party’s liabilities. The interview process will evaluate all parties involved in the accident, including all witnesses on the scene. This portion of the car accident claim will also evaluate the accident report affirmed by the law enforcement officer on the scene.
Once liability is determined through this evaluation, the insurance company will inspect damage claims and determine whether the damage present is to the vehicle or a bodily injury. The insurance provider will then affirm that the accident claim is only responsible for the damages that occurred during the accident, to ensure that it will provide no financial responsibility for previous damages or bodily injuries.
When the investigation is finalized, the accident claim is typically paid or settled; in case of a personal injury claim, the injured person receives monetary payment for damages suffered and medical bills present.

Quick Overview of Car Accident Pictures

Quick Overview of Car Accident Pictures

What is Car Accident?

A Car accident is an event that occurssubsequent to the collision of one or more Cars within the spectrum of public roadways amidst vehicular transportation. Within the events taking place due to a Car accident, there exist a wide range of variables, case, details, and circumstances with regard not only to the explication of the event itself, but also the events following the Car accident; this may consist of the health and wellbeing of the victims involved, the punitive recourseattributed to the liable party, as well as any damage sustained by the Car involved. Contact a car accident lawyer for legal advice and assistance.

Car Accident Pictures

The expanse of these particular case details may be identifiable upon studying Car accident pictures, Car accident case details, and applicable police reports. Car accident pictures may range with regard to not only the depictions portrayed, but also with regard to the nature of the Car accident itself; due to this variance, the viewing of Car accident pictures may provide for a vast array of causation, recounting, and undertaking innate within each, individualCar accident.

Types of Car Accident Pictures

Due to the fact that expanse latent within car accidents is limitless in conjunction to respective circumstances, the varying nature and depiction inherent within car accident pictures shares this expansive nature; Car Accident Pictures may not only portray the driver of the vehicle, but also any or all victims or injured parties – this can include pedestrians, cyclists, passengers, and bystanders:

Car Accident Pictures of DWI and DUI Accidents

Driving while intoxicated (DWI) and Driving while Under the Influence (DUI) are amongst the most common causes of vehicular injuries and associated fatalities within the statistical realm of car accidents; car accident pictures portraying the results of these types of accidents can range in their respective depictions; while certain car accident pictures conveying DUI or DWI accident may illustrate minor damage and injury, a large majority of car accident pictures depicting these types of accidents portray a more grave image – almost half of all automobile-related fatalities are attributed to impaired driving.

Car Accident pictures may be utilized as educational tool with regard to the education of both new and veteran drivers upon conveying the dangers of drunk driving; these types of car accident pictures serve to illustrate the damage caused upon the operation of a car subsequent to the consumption of illegal drugs, alcohol, or controlled-substances.

Car accident pictures may also serve to assist in the investigation with regard to curbing drunk driving; the studying of these types of car accident pictures may serve as operational guidelines portraying similarities and specifications within a driver’s impaired operational ability to safely operate a car.

Car Accident Pictures for Insurance Purposes

In order tocomplete to the filing process of a car accidentclaim to its fullest extent– including the satisfaction of all required documentation applicable – the taking of car accident pictures is encouraged in order to substantiate applicable insurance claims and damage reports; the snapping of car accident pictures can serve as evidential proof of the damage that occurred at the time of the accident. Not only does a taking car accident picture allow for insurance companies to better determine necessary surcharges and repairs, but car accident pictures may also serve as testimony with regard to avoiding insurance fraud.

 

The Truth About Auto Accidents

The Truth About Auto Accidents

Auto accidents can cause the liable party to experience a number of associated adverse repercussions. For instance, the party who is responsible for an auto accident will be required to pay for the damage to his/her vehicle and the other party’s vehicle. If the other party is physically injured, he/she may initiate a lawsuit against the responsible individual. In addition, the auto accident will be noted by his/her insurance company and his/her insurance costs will increase. An individual may be required to pay significantly more money for insurance, following an auto accident. 
Generally, an auto accident will not warrant a criminal record. However, the incident will remain on an individual’s insurance record for an extended period of time. The exact time period will vary from one insurance company to another. Usually, an auto accident will remain on an individual’s record for 5 to 7 years following the incident.

The Full Guide to Auto Accidents

The Full Guide to Auto Accidents

Auto Accidents Defined:


What is an Auto accident?

Auto accidents, which are also referred to as traffic collision, occur when a motorized vehicle collides with, a pedestrian, a structure, road debris, other geographical obstacles, or another motorized vehicle.
Auto accidents are serious and unfortunately prevalent. 
Auto accidents can result in injury, property damage, and death. 
As a result of the damage that can arise from a traffic accident, there are numerous legal issues that are tied into auto accidents.
The legal issues that arise from auto accidents are typically sparked by the party who feels they were hit or injured from the party at fault. The term ‘fault’, when evaluating auto accidents, can arise for a number of reasons. Those parties who violate traffic laws are typically at fault when an auto accident arises.
A number of factors contribute and accelerate the risk of an auto accident; these risks include; the driver’s speed, the vehicle’s design, the road’s design, and the impairment of the driver.

Causes of Auto accidents
The cause of a particular auto accident–meaning the reason why the vehicle collided with another object– is crucial when evaluating the level of fault for the parties involved. Once the cause of the auto accident has been realized, the initiation of a legal charge will ensue. 

The most common of which are listed below:
Driver Error- Failure to yield, tailgating, driving at excessive speeds, unsafe passing, and a disregard of traffic control devices as well as traffic laws. These examples are forms of errors or negligent actions committed by the driver of the vehicle. Driver errors are the most common reasons for auto accidents.
Intoxication-The operator of the motor vehicle’s ability to drive is impaired as a result of the consumption of drugs or alcohol.
Vehicle Defects-Auto accidents which result from a defect with a driver’s motor vehicle. Tire blowouts, brake failures, or other mechanical failures are common defects that can precipitate anAuto accident. 
Distractions- Distractions can occur from outside the car, such as observing landmarks, or they may occur inside the vehicle, such as when the driver attempts to make a phone call or toggle with the radio. Distractions disrupt the driver’s attention; as a result, they lose focus on the road, which in turn increases the probability of an auto accident.

Litigation after Auto accidents
Not every Auto accident will result in litigation; typically auto accidents that yield minor or no injuries are resolved through claims for medical care and property damage made through the driver’s car insurance companies. 
If a death results from anAuto accident, law enforcement agencies will investigate the causes that lead to the accident. Severe charges such as vehicular manslaughter can arise, if it is found that one of the driver’s was intoxicated, distracted, or that the death was precipitated by a negligent action or a maneuver that violated the jurisdiction’s traffic laws.
Cases which require litigation will be administered through the local court system where the accident took place. It is suggested that the parties involved incorporate an attorney who specializes in automobile accidents to initiate and expedite the claim. 

4 Common Causes of Car Accident

4 Common Causes of Car Accident

What is a Car Accident?
A car accident, which is also referred to as a traffic collision, occurs when a motorized road vehicle collides with another vehicle, a pedestrian, a structure, road debris, or other geographical obstacles.
Car accidents are extremely serious and unfortunately prevalent incidences that can result in injury, property damage, and death. As a result of the damage that can arise from a traffic accident, there are numerous legal issues that are tied into a traffic collision.
A number of factors contribute and accelerate the risk of a car accident including; the speed of the vehicle, the vehicle’s design, the road’s design, and the character or mood of the driver.
Car accidents are typically classified by mechanism. Common mechanisms of a car accident include: Head-on collisions, rear-end collisions, side collisions, rollovers, and run-off-road collisions.


Causes of Car Accidents
There are a wide variety of causes that can precipitate a car accident. The cause of a particular car accident is crucial to understand, for fault and subsequent legal charges will be administered given the nature of the accident. The most common of which are listed below:
Driver Error- This is the most common cause of car accidents; common driver errors which contribute to a traffic collision include: Failure to yield, tailgating, driving at excessive speeds, unsafe passing, and a disregard of traffic control devices as well as traffic laws.
Intoxication- Operators of motor vehicle whose ability to drive is impaired as a result of the consumption of drugs or alcohol.
Vehicle Defects- Car accidents can result from a defect with a driver’s motor vehicle. Tire blowouts, brake failures, or other mechanical failures are common defects that can precipitate a car accident.
Distractions- When the driver’s attention is diverted from the road the probability of getting into an accident drastically increases. Distractions can occur from outside the car, such as observing landmarks, or they may occur inside the vehicle, such as when the driver attempts to make a phone call or toggle with the radio.
It is important to understand the causes of a particular car accident, for any legal issues or attempts to seek justice (financially or through punishment) will evaluate the state of the driver’s before the accident as well as their efforts to follow traffic laws.

Litigation after Car Accidents

Not every car accident will result in litigation; typically resolution will occur in those incidences where nobody is injured or minor injuries are present through claims for medical care and property damage made through the driver’s car insurance companies. The greater the damage or injuries that result from a car accident, the more likely a lawsuit will follow.
If a death results from a car accident, the law enforcement agencies on the scene will investigate the causes that lead to the accident. Serious charges such as vehicular manslaughter can arise, if it is found that one of the driver’s was intoxicated, distracted, or that the death was precipitated by a negligent action or a maneuver that violated the jurisdiction’s traffic laws
Those cases which require litigation will be administered through the local court system where the accident took place. It is suggested that the involve parties hire a legal attorney who specializes in automobile accidents to initiate and expedite the claim.

Facts You Need to Know About Car Accidents

Facts You Need to Know About Car Accidents

Car Accidents Defined:

A car accident, which is also referred to as a traffic collision, occurs when a motorized road vehicle collides with another vehicle, a pedestrian, a structure, road debris, or other geographical obstacles.

Car accidents can range in severity; however, the unfortunate is prevalent and can precipitate a headache in regards to litigation, dealing with insurance companies and evaluations involving liability. The processes attached to car accidents are necessary due to the situation’s ability to perpetuateinjury, property damage, and death. As a result of the damage that can arise from a traffic accident, there are numerous legal issues that are tied into a traffic collision. If you need legal advice and assistance, contact car accident lawyers.

Traffic accidents are defined as accidents that involve motor vehicles. Furthermore, traffic accidents can be classified as any mishaps or unintended occurrences that exist outside of the intended use and operation of a motor vehicle. However, traffic accidents are not strictly specific to vehicles; the legal definition of a traffic accident includes the involvement of any entity within a scenario and/or circumstance involving traffic patterns, established roadways, and vehicular transport – this can include bicycles, motorcycles, and pedestrians.

A number of factors contribute and accelerate the risk of a car accident including; the speed of the vehicle, the vehicle’s design, the road’s design, and the character or mood of the driver.

Car accidents are typically classified by mechanism. Common mechanisms of a car accident include: Head-on collisions, rear-end collisions, side collisions, rollovers, and run-off-road collisions.

Causes of Car Accidents

There are a wide variety of causes that can precipitate a car accident. The cause of a particular car accident is crucial to understand, for fault and subsequent legal charges will be administered given the nature of the accident. The most common of which are listed below:

1. Driver Error- This is the most common cause of car accidents; common driver errors which contribute to a traffic collision include: Failure to yield, tailgating, driving at excessive speeds, unsafe passing, and a disregard of traffic control devices as well as traffic laws.

2. Intoxication- Operators of motor vehicle whose ability to drive is impaired as a result of the consumption of drugs or alcohol.

3. Vehicle Defects- Car accidents can result from a defect with a driver’s motor vehicle. Tire blowouts, brake failures, or other mechanical failures are common defects that can precipitate a car accident.

4. Distractions- When the driver’s attention is diverted from the road the probability of getting into an accident drastically increases. Distractions can occur from outside the car, such as observing landmarks, or they may occur inside the vehicle, such as when the driver attempts to make a phone call or toggle with the radio.

It is important to understand the causes of a particular car accident, for any legal issues or attempts to seek justice (financially or through punishment) will evaluate the state of the driver’s before the accident as well as their efforts to follow traffic laws.

Litigation after Car Accidents

Not every car accident will result in litigation; typically resolution will occur in those incidences where nobody is injured or minor injuries are present through claims for medical care and property damage made through the driver’s car insurance companies. The greater the damage or injuries that result from a car accident, the more likely a lawsuit will follow.

If a death results from a car accident, the law enforcement agencies on the scene will investigate the causes that lead to the accident. Serious charges such as vehicular manslaughter can arise, if it is found that one of the driver’s was intoxicated, distracted, or that the death was precipitated by a negligent action or a maneuver that violated the jurisdiction’s traffic laws

Those cases which require litigation will be administered through the local court system where the accident took place. It is suggested that the involve parties hire a legal attorney who specializes in automobile accidents to initiate and expedite the claim.

 

Beware of Texting While Driving

Beware of Texting While Driving

What is Texting While Driving?
Texting While Driving is considered to be a form of reckless driving, which is defined as the unsafe or unlawful operation of a motor vehicle, which consists of the utilization of a cellular telephone whilst operating a motor vehicle.
While the operation of a cellular telephone may be considered to consist strictly of speaking on the telephone, the advent of text messaging has created an additional hazard of roadways existing on both domestic and international levels. Text message allows for individuals to transmit text-based messages through cellular telephone lines, which result in the immediate transmission of the text entered.


The Dangers of Driving and Texting
Due to the speed undertaken by vehicles on today’s roadways, momentary aversion of one’s gaze from the road can result in a car accident. Both damage and injuries sustained as a result of Texting While Driving are tried accordingly, giving them added weight regardless of the absence of voluntary intent. In the realm of legality, reckless driving is most often associated with negligent operation of a motor vehicle.

Texting While Driving Background
While telecommunication and driving may not appear to be related at first glance, the implementation of cellular telephone usage has implanted itself as a staple within many societies; as a result, the ease of accessibility and usage inherent within modern cellular telephony has allowed for their use while operating a motor vehicle.
However, the act of using a cellular telephone device while driving has been classified as ‘distracted driving’; the activity of distracted driving has been reported as the catalysts for a rising number of vehicular deaths reported in a wide variety of Texting While Driving sources:

Texting While Driving Statistics
Texting While Drivingstatistics attribute the act of distracted driving to be the cause of an increasing number of traffic accidents primarily caused by texting whilst operating a motor vehicle, which drastically increases the risk of traffic accidents:
Texting While Driving is reported to increase the risk of a vehicle accident by upwards of 23%
Texting While Driving is considered to rival the impairment latent within Drunk Driving, allowing for slower reaction times, distraction, and inability to focus
Almost 100% of the population acknowledges the danger within Texting While Driving; however, upwards of 20% of those polled admitted to doing it on a regular basis
Demographically, Texting While Driving statistics name individuals between the ages of 18 and 27 years to be the primary participants; this particular demographic contributes to upwards of 35% of all Texting While Driving offenses

Texting While Driving Legality
Although the nature of these distracted driving accidents typically result of from liability derived from ‘negligence’, the additional terminology including ‘accidental’ is applicable, as well; the fault of the accident is presumed to belong to the individual engaging in distracted driving
Despite the expressed nature of the distracted driving offense – which may include events transpiring that are seemingly absent of a latent intent to engage in  reckless, careless, or expressly-unlawful behavior – Texting While Driving Sources have closely reported that these individuals can and will be charged with criminal negligence resulting from this act
Involuntary Manslaughter resulting from a Car Accident in which the occurrence of the untimely death of an individual is classified as a direct result of the car accident in question; both regardless of  the lack of expressed intent within the actions of the driver, as well the individual killed as a result of a car accident, Texting While Driving sources report that such a charge retains culpability with regard to manslaughter

Fatal Auto Accidents

Fatal Auto Accidents



What are Fatal Auto Accidents?
Fatal auto accidents are the most severe and unfortunate types of driving wrecks. As the name suggests, a fatal auto accident occurs when one or more people involved in an accident dies. The death, whether instantaneous or not, is the result of sustaining devastating bodily injuries. 
Fatal auto accidents, although distinct based on a case by case circumstance, are typically precipitated by a few negligent or reckless maneuvers. A responsible driver is typically present in most fatal auto accident cases. These motorists augment the probability of death by speeding, not paying attention to the road, driving while under the influence or breaking traffic laws. If a death is caused by any of these negligent actions, the party responsible for the death will likely face criminal charges.
Due to the seriousness associated with fatal auto accidents, litigation and the legal process surrounding the accident is complex and specific. Fatal auto accidents, if precipitated by a reckless or negligent action, may yield one of the following criminal charges: vehicular manslaughter, involuntary manslaughter, or murder. The delineation of these charges is rooted in the responsible driver’s use of the vehicle. In addition to driver fault, fatal auto accidents may result from manufacturing negligence. In instances where a vehicle malfunctions and kills a driver or pedestrian, the manufacturer and dealer of the automobile is held liable. 
Types of Fatal Auto Accidents:
There are two types of fatal auto accidents; both types describe the time of death and the way in which the victim dies. A sudden death auto accident occurs when the individual dies on impact. The crash is so severe that the individual immediately dies. These accidents, due to their severity and power, typically involve large trucks, explosions, multiple cars and obscene driving habits. The second type of fatal auto accident is an eventual death auto accident. These fatal auto accidents involve a slower death; the injuries sustained do not immediately kill the individual. Common accident-related injuries that would kill an individual over time include: broken neck, fractured skull, ruptured organ, internal bleeding, multiple lacerations/loss of blood, multiple broken bones or heart failure. 

What to Know about Auto Accident Compensation

What to Know about Auto Accident Compensation

What is Auto Accident Compensation?
Accident compensation refers to a transfer of money to the  injured party of a vehicular accident. Accident compensation is awarded to victims, who upon investigation, are proven to be not at fault. Auto accident compensation is delivered by the liable driver’s insurance company; the funds are used to recoup the medical costs and repair costs associated with the accident.
Forms of Auto Accident Compensation:
Whenever a driver is ruled at fault for causing an automobile accident their insurance provider, following an investigation, will provide compensatory damage to the victimized driver. The auto accident compensation is not paid out of pocket by the liable party, but an increase in their insurance premium, acts a proportional blow to the individual’s wallet. 
Auto accident compensation may be delivered in the following forms: bodily injury liability insurance to cover costs associated with convalescence; damage liability insurance policy to cover  damages placed on the victim’s vehicle or property; and Collision coverage, to provide compensation for auto repair costs. 
Proof and Accident Compensation:
Before auto accident compensation can be secured, the insurance providers must investigate to determine liability. Auto accident compensation will not be delivered unless the provider can prove the other party’s negligence or fault.  For example, if an accident is caused by an individual running a red light, the driver who was negligent, and ran the light, is required to provide compensation. If the accident was precipitated because both driver’s broke the law, the review of fault will be more obtuse.
Considerations and Accident Compensation:
The amount of auto accident compensation will vary based on the amount and costs associated with the damages. Minor accidents, that yield minor damages, may exclude the the delivery of compensation from the providers–these situations are often settled by the driver’s privately. 

Read This Before Finding A Car Accidents Attorneys

Read This Before Finding A Car Accidents Attorneys

Car Accidents Attorneys Defined:

Car Accidents Attorneys are those legal professionals that aid an individual after they have been involved in a vehicular accident. Car Accidents Attorneys, in most fashions, are personal injury lawyers; as a personal injury lawyer these legal professional expedite the filing of claims that are intended to recoup the losses experienced from physical injury or damages incurred to personal property—in this case the damages are specific to the individual’s automobile.
The cases aligned with car accidents may be heard in a traffic court or a civil setting. Circumstances that are more serious—those that involve vehicular manslaughter, grand theft auto, or serious injuries—will be heard in a criminal trial. That being said, the term “Car Accident Attorneys” typically denotes a legal professional who initiates a personal injury claim or a request for a case to be heard in a civil court setting.


What to do if you are involved in a car accident?
In the event of involvement in a traffic accident, an individual is encouraged to obtain documentation of all parties involved in the accident, as well as all documentation detailing the traffic accident. If an agreement cannot be made between the parties involved, an attorney specializing in traffic accidents can assist in the process of obtaining police reports, accident reports, witness testimony, as well the assessment of damage and/or injury.
The procedure utilized to determine liability and establish fault with regard to a traffic accident differs on a case by case basis, including individual role(s), actions(s), and behavior(s) undertaken within the scope of the traffic accident case in question; the satisfaction of all required documentation prior to the filing a traffic accidentclaim should be completed to the fullest extent – in a detailed fashion.
In the event that an individual experiences difficulty understanding the circumstances and procedures involved, they are encouraged to consult an attorney specializing in vehicular law, personal injury, accidents, recovery, insurance, and traffic.
In the event of involvement in a traffic accident, an individual is encouraged to obtain documentation reflecting the actions of all parties involved in the accident, documentation detailing the traffic accident, and – if available – witness accounts and testimony. In the event in which an agreement cannot be reached between all involved parties, the case will be brought to trial before the applicable court; a traffic accidentcase is typically tried by the appropriate state court.


How to Find a Car Accident Lawyer:

Although not all car accidents will mandate the need for Car Accidents Attorneys, the process of filing a claim is streamlined through the incorporation of a legal professional. If you do not possess a car accident lawyer and you have been involved in a car accident that requires the filing of a personal injury claim or a compensation suit, you should immediately contact a Car Accident Attorneys.
Car Accidents Attorneys should be contacted within a few days from the time of the car accident. Similar to the majority of personal injury lawyers, Car Accidents Attorneys are prevalent, so finding one shouldn’t be too difficult.
To find a Car Accident Attorneys you should utilize all resources, including the yellow pages, online websites, and referrals from friends or family. When you have found Car Accidents Attorneys in your area you should consult with them before you make a hiring decision.
During this process you should make sure that the legal professional is properly licensed and well-versed in traffic laws and is experienced in handling car accident cases. The majority of Car Accidents Attorneys work off a contingency charge of 20-40% of the final settlement in your court case. As a result of these hefty fees, it is essential to conduct thorough research before hiring a Car Accident Attorneys.

Understanding the Process of Car Accident Injury Claims

The city of Savannah averages around 22 traffic-related deaths every year, whether it’s a pedestrian or a cyclist-related accident. Being a city with a...