What to do in an accident?
As a result of the number of cars on the average road in America, car accidents have unfortunately become commonplace. The circumstances and injuries that surround a car accident will vary based on a case by case circumstance; however, understanding what to do in an accident will expedite the filing of a car accident claim and organize your ability to seek compensation and closure.
Understanding what to do in an accident is essential in controlling your emotions; an evaluation of the general process surrounding a car accident will help harness the plethora of emotions that are typically realized after you have been involved in an accident. If you have been involved in an accident, you must first attempt to pull your car to a safe place to avoid further problems. Once you are in a safe location (for example on the side of the road) you must begin dialogue with the other party involved in the accident.
What to do in Accident in Regards to the exchange of Information?
Even if the other party does not know what to do in an accident you must initiate the exchange of information. Depending on the severity of the accident, this exchange of information can take place directly at the scene or afterwards, if the parties involved require immediate medical attention.
Regardless of the scenario; however, the information exchanged must include basic information in the form of: The individual’s address, name, contact information, insurance information, driver’s license number and license plate number.
The obtainment of insurance information is necessary because the claim filed after the car accident is conducted not by the individual driver’s but by the underling insurance companies. In the event in which an agreement cannot be reached between all involved parties, the case will be brought to trial before the applicable court; a traffic accident case is typically tried by the appropriate state court.
After you have exchanged information, the process of what to do in an accident, requires you to converse with the police officer on the scene. The law enforcement agent is required to create a police report which will further describe the accident and affirm statements from both parties as well as all witnesses who were on the scene.
What to do in an Accident following the exchange of information?
The collection of information is necessary in regards to understanding what to do in an accident. After you have obtained all the aforementioned information you must contact your respective insurance company to formally file a car accident claim. The insurance company, in turn, will take this information; compile it into a report, to subsequently investigate the liability attached to each driver associated with the car accident. The evaluation process is the fundamental aspect of deciding who is eligible for insurance compensation.